Most people know what to do if they are in a motor vehicle accident. But what happens if the driver who caused the wreck doesn’t have any insurance? Here are five things you should do if you are injured in an accident caused by a driver with no insurance.
Call the Police
It is always a good idea to call the police following a vehicle collision, even a minor one. But if you are involved in an accident and the other driver is uninsured, it’s even more important. A police report can help you when you speak with a car accident attorney in Springfield.
Exchange Driver Information
The police will record the other driver’s information in their reports, but you should get his name and number as well. Actually, when you are getting their contact information may be when you find out they do not have insurance coverage. Remember to get contact information from any witnesses on the scene as well.
Contact Your Insurance
Your insurance company can only do certain things depending on how much damage occurred and what your policy covers. For those who carry uninsured motorist protection, insurance companies can offer a lot of help. If you don’t have uninsured motorist coverage, talk to your agent about what options are available.
Take Care of Your Injuries
If you suffered any injuries, seek medical attention. Even if you think you may have to pay for it later, it’s important to get your injuries treated by a medical professional. In some instances, health insurance may cover medical bills following an accident, even if you must pay a deductible.
Take Care of the Repairs
Talk to your insurance company to determine your options for fixing your car. Uninsured motorist coverage should take care of most of the repairs. You may also seek compensation through the courts by talking with a car accident attorney in Springfield.
If you or a loved one was injured in an accident with an uninsured driver, visit the Noll Law Office website to speak with a car accident attorney in Springfield.