When a person is the victim in a car accident that wasn’t their fault, they are going to need to contact the insurance company of the at-fault driver to obtain compensation for their injuries. Many times, their insurance company will handle this for them, but they still might want to contact a vehicle accident lawyer in Dayton, OH if they were seriously injured to ensure they obtain an adequate settlement. This is something the at-fault driver’s insurance company will want to avoid.
An insurance company is in business to make money. They cannot do this if they pay out the full amount on every claim they receive, so they’ll often try to pay the minimum amount they believe the victim will accept. With minor car accidents, this is usually fine. The person might be happy with their medical bills and car repairs paid and might not worry about having one or two days of missed work covered. After serious accidents, however, the person doesn’t want to accept the minimum.
With a serious accident, the person is typically facing huge present medical bills, future medical bills, lost wages, or the loss of the ability to work, car repairs, and possibly more. The insurance company is likely to offer a settlement that only includes their present medical bills and car repairs. While the amount they’re offered could be thousands of dollars, it’s not going to cover everything they need, and it’s not going to be sufficient to help them fully recover from the accident. This is when they’ll want to turn to a lawyer for help. The lawyer can contact the at-fault driver’s insurance company on their behalf and negotiate a higher settlement amount or take the case to court.
If you’ve been injured in an accident and want to make sure you receive an adequate settlement, don’t base your decision on the insurance company’s offer. This is likely going to be lower than what you’re entitled to. Instead, you’ll want to contact a vehicle accident lawyer in Dayton, OH right away. Visit the website for Thorson Switala Mondock and Snead, LLP to learn more about what the insurance company doesn’t want you to know about car accidents.